Is Now A Good Time To Buy A Home


With low interest rates, fallen home prices and rising rents, owning a home is a more attractive proposition than renting in many, perhaps even most U.S. cities. It's more affordable to buy a house today than it has been in ages.

Do I Need To Get Pre-Approved For A Mortgage?

During the height of the real estate boom, getting a mortgage was much easier than it is in today’s market. Today, the first step in landing a home loan is obtaining a letter of preapproval.

Ask Debbie!

How Do I Get My Real Estate License In Illinois?

To qualify for an Illinois Real Estate Broker License in the State of Illinois you must be at least 21 years old, a high school graduate or equivalent (G.E.D.), successfully complete the required coursework and pass the state licensing exam.
"I have the
information you need to make an informed decision before making your property purchase.

Palm Tree Realty, LLC Alton

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Debbie Cerkoski - Managing Broker with Palm Tree Realty, LLC